Georgia, a state celebrated for its historical significance, lush landscapes, and bustling cities, offers a real estate market as varied as its geography. Local Jumbo is here to guide you through mortgage solutions for Georgia’s range of properties, from charming Savannah townhouses to modern Atlanta condos.
Planning to settle in Georgia’s diverse landscape? Local Jumbo’s network of Jumbo Verified™ lenders is ready to assist, offering competitive rates and personalized mortgage solutions for your Georgia home!
Tailoring Mortgage Options for Georgia’s Varied Real Estate
In Georgia, where Southern charm meets modern growth, your mortgage strategy needs to be as versatile as the state itself. Our lenders are experts in crafting solutions for properties across Georgia, including affluent areas like Buckhead in Atlanta and Sea Island.
- A comprehensive range of mortgage types for Georgia’s unique homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized financing options for Georgia’s distinct properties, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
- Customized mortgage solutions for Georgia and its upscale locales, like Alpharetta and Savannah’s Historic District
- Expert lenders with deep knowledge of Georgia’s varied real estate market
- Competitive rates for purchasing or refinancing in Georgia, including Bridge, Cross-Collateralization, Foreign National, and Construction mortgage loans
Customizing Your Mortgage for Georgia’s Unique Charm
Whether you’re drawn to the historic streets of Savannah or the dynamic city life of Atlanta, our lenders create mortgage plans that align with your property’s unique story and Georgia’s distinctive character.
2024 GEORGIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| APPLING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ATKINSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BALDWIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BANKS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARROW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARTOW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEN HILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERRIEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BIBB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLECKLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRANTLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROOKS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRYAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BULLOCH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BURKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CANDLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CATOOSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHATHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHATTAHOOCHEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHATTOOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEROKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAYTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINCH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COBB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COFFEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLQUITT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COOK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COWETA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRISP COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAWSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DECATUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEKALB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DODGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOOLY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGHERTY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EARLY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ECHOLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EFFINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELBERT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMANUEL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EVANS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FANNIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLOYD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FORSYTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLASCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLYNN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GORDON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRADY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GWINNETT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HABERSHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARALSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HART COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HEARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOUSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IRWIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFF DAVIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JENKINS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JONES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAMAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAURENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIBERTY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LONG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOWNDES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUMPKIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDUFFIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCINTOSH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERIWETHER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MILLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MITCHELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MURRAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MUSCOGEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OCONEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OGLETHORPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAULDING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEACH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PICKENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIERCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| QUITMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RABUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHMOND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCKDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCREVEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SEMINOLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SPALDING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEPHENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEWART COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TALBOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TALIAFERRO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TATTNALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAYLOR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TELFAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TERRELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| THOMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TIFT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOOMBS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOWNS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TREUTLEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TROUP COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TURNER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TWIGGS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UPSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHEELER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILCOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILKES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILKINSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WORTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND GEORGIA
Neighborhoods
Ansley Park, Brookhaven Mansions & Estates, Buckhead Atlanta, Brookwood Park / Brookwood Hills, Chastain, Decatur GA Luxury Homes, Druid Hills, Garden Hills, Inman Park Atlanta, Midtown Atlanta Homes, Morningside, Tuxedo Park, Virginia Highland Homes, Alpharetta & Cumming.
Zip Codes
30327, 30305, 30327, 30345, 30328, 30338, (northeast / west / north of Atlanta) 30017, 30097, 30024, 30022, 30068, 30064, 30152, 30041, 30040, 30004 & 30189
Counties
Fulton County, Dekalb County, (northeast / west / north of Atlanta) Henry County, Gwinnett County, Cobb County, Forsyth County, Cherokee County, Fayette County, Oconee County, Harris County, Columbia County, Bryan County, Glynn County, Morgan County & Coweta County.